In 2000, The Lutgert Companies expanded its array of services through the acquisition of a thriving Southwest Florida insurance brokerage. Lutgert Insurance was founded by Naples’ first mayor, W. Roy Smith, in the early 1950’s. With offices in Naples, Marco Island, Bonita Springs, Fort Myers, and Phoenix, Arizona, Lutgert Insurance represents the most respected carriers in the industry. Lutgert Insurance’s operating philosophy maintains a course of planned strategic growth that is charted to keep pace with shifts in its primary markets. Lutgert Insurance provides a comprehensive array of commercial and personal insurance products, as well as employee benefits and estate planning services. Its comprehensive suite of insurance products extends to all lines of commercial and personal insurance, including property/casualty, yacht/marine, life, group health, employee benefits, estate planning and annuities. Lutgert Insurance’s vision and passion for quality mirrors the tradition of excellence established by The Lutgert Companies.

Personal Insurance Products Lutgert Insurance’s personal insurance products are ideally suited for high net worth individuals, and include life, health, homeowner, fine art, wine, aircraft, marine, and yacht insurance. Lutgert Insurance represents the highest quality insurance carriers, and is adept at designing personalized coverage plans.

Commercial Insurance Products Lutgert Insurance’s Commercial products include property, liability, workers compensation, employee benefits, employment practices liability, directors’ and officers’ liability, and vehicle fleet insurance.

Estate Planning Services Traditionally Estate Planning dealt with the disposition of a person's assets at the time of death. Today this includes a variety of financial services designed to minimize tax consequences and maximize the ultimate returns to the client's estate and their heirs. Due to the increasing complexity of business and estate planning, Lutgert Insurance works with several highly respected insurance carriers that offer quality consultation in a broad range of financial and legal disciplines. By accessing these resources, Lutgert Insurance supplements its' experienced core of agents and advisors with a wide variety of nationally known specialists. This "access concept" is ideally suited to the varied needs of our client base and does not subscribe to the "cookie cutter" approach to estate and financial planning so common in our area.

Premier Client Services Lutgert Insurance Premier Client Services is more than insurance. It’s a superior combination of risk management, asset protection, and, most of all, a professional and confidential approach to preserving personal wealth and safety. Affluent individuals and their families are the exclusive focus of Lutgert Insurance Premier Client Services, a division of Lutgert Insurance. Lutgert Insurance understands that people with significant assets have complex insurance needs. Multiple homes, yachts, exotic automobiles, valuable art, custom jewelry and personal safety concerns require special attention and expertise. Lutgert Insurance Premier Client Services packages insurance solutions for the company’s "premier" clients, including custom homes, international property, residential appraisal services, fine art and antique collections, family office liability, extensive jewelry collections, classic automobiles, watercraft and yacht, aircraft and aviation, personal and excess liability, employment practices liability and multi-state residences. Safeguarding the assets of financially secure clients requires more than run of the mill products and services. Personal Lutgert Insurance Premier Client advisors develop customized personal insurance programs designed to meet the particular needs of each policyholder. Our goal is to provide a comprehensive approach that blends many different types of coverage into an overall risk management plan. www.LutgertInsurance.com